Computers play such a pivotal role in how a company does business, it's imperative for organizations to always have the right equipment and the right programs to keep their businesses healthy while maintaining a competitive edge.
However, maintaining and purchasing computer equipment is not cheap, but thankfully Dell has credit options available to businesses so that they aren't locked out of new technology due to a shortage of cash on hand.
When an organization works through Dell to get computers they have several financing options. One is Dell Business Credit which allows multiple purchases with a revolving line of credit and at APR of 4.99%. This credit option allows Dell to offer your company the opportunity to purchase new and needed equipment at an affordable price.
The other options available to businesses through Dell Credit -
One is dell's Quick lease fixed term payment solutions. Use your revolving Dell Business Credit account for as-needed purchases. Why max out your business credit card (or your personal credit card!) when you can easily set up your Dell Business Credit account and keep those other lines of credit available for other needs.
No minimum order amount required. Add authorized users to your account and allow others in your organization to securely make purchases and pay your bills online 24 x 7!
Payment Type - Revolving line of credit.
End-of-Term Options - Not applicable.
Interest Rate - Interest rate depends on creditworthiness as determined by WebBank and will be disclosed after an application is complete. Quick online credit decision.
Available Credit Lines Up to $25,000, depending on creditworthiness.
Minimum Transaction Size - None.
Application Processing Fees - None.
Grace Period - 25 days on all new purchases with zero balance.
Minimum Monthly Payment - greater of $15 or 2.5% of the new account balance, plus all past due amounts.
If your organization has good business credit with Dun&Bradstreet with a Paydex 80 and a Duns rating your company can be instantly approved for a relatively large credit line of 25k.
Business credit accounts with Dell give businesses many advantages. It helps a business keep positive cash flow since they won't be paying in full and up-front for expensive, yet necessary, office equipment.
Organizations get to jump ahead of the curve when it comes to new and advanced technologies and they have the flexibility to pay off the account whenever their cash reserves are able, plus with no annual fee, or down payment, purchasing through a Dell business credit account is an affordable and a really smart way to go.